Built for South African independent lenders

Upgrade your lending business with a professional platform

Replace spreadsheets and notebooks with a professional lending system built for South African private lenders.

POPIA-compliant30-day free trialNo credit card requiredSouth African built
9:41
CreditBuddy
Overview
+ Loan
Collected
R84.6k
Due
R102.4k
Outstanding
R17.8k
Collection rate
83%
Collection queue
SD
S. Dlamini
Overdue · R4,200
PN
P. Naidoo
Due today · R2,800
TM
T. Mokoena
Due in 2 days · R1,900
Why CreditBuddy

Everything serious lenders need. Nothing they don't.

01

Full visibility over your book

Every borrower, loan and repayment in one searchable place - from any device. No more guessing what you're owed.

02

Get paid on time, consistently

Automated WhatsApp, Telegram and email reminders keep every due date top-of-mind for your borrowers.

03

Run your operation like a business

Professional records, digital receipts and monthly P&L reports - the credibility to lend at scale.

Platform features

Built for how you actually lend

Designed around the real workflow of a South African independent credit provider.

Borrower Profiles
ID verification, banking details, income docs and full loan history - all in one place.
WhatsApp & Telegram
Automated payment reminders through the channels South African borrowers already use.
Repayment Tracking
Record every payment, auto-issue digital receipts, maintain a clean audit trail.
Portfolio Reports
Monthly P&L, cash flow calendar and overdue exposure - at a glance.
Receipts & Statements
Shareable loan receipts, payment confirmations and monthly account statements.
Overdue Alerts
Daily briefing on overdue accounts so you always know exactly where you stand.
Flexible Loan Terms
Payday loans, multi-term, custom interest rates and repayment schedules.
POPIA-Compliant
Encrypted data, tenant-isolated records, fully POPIA-aligned by design.
Pricing

Simple, transparent pricing

Every account starts with a 30-day free trial — no credit card required. Pick the plan that fits the size of your book.

Starter
R99
per month · 30-day free trial
Start 30-day trial
Up to 10 linked borrowers
Up to 10 active loans at a time
All Growth features included
Invite auto-linking and borrower lifecycle emails
Borrower due reminders and monthly statements
Telegram and WhatsApp notifications
Reports, Audit, and Blacklist
Popular
Growth
R199
per month · 30-day free trial
Start 30-day trial
Unlimited linked borrowers and active loans
Invite auto-linking and borrower lifecycle emails
Borrower due reminders and monthly borrower statements
Automatic loan and payment receipt emails
Telegram connection and notifications
Reports, Audit, and Blacklist
Real lenders

Results that speak for themselves

I used to manage everything in a notebook. CreditBuddy showed me what running a proper lending business looks like. My borrowers take me more seriously now.

TN
Thabo N.
Soweto, Gauteng · 18 active loans

The WhatsApp receipts changed everything. There's a paper trail now and my borrowers know I mean business. Overdue payments dropped in my first month.

PP
Priya P.
Johannesburg, Gauteng · 31 active loans

Within a week I had all my loans captured and could finally see my full book. I didn't realise how much I was losing track of.

NH
Nadia H.
Pretoria, Gauteng · 12 active loans
How It Works

Up and running in minutes

01

Create your account

Sign up free - no credit card. Takes under two minutes.

02

Set up your book

Add your business name, default interest rate, and WhatsApp number.

03

Start lending

Add borrowers, create loans, and track every repayment - all in one place.

Start your free 30-day trial today

No credit card required. Full book set up in under 5 minutes.

Create free accountLog in
For Borrowers

Looking for a loan?

Register your profile once and let CreditBuddy fast-track your access to cash. No login needed - just fill in your profile.

Register as a Borrower →